CareCredit is a short-term financing option that allows customers to pay for healthcare expenses over time, rather than in a lump sum. The card is accepted at over 250,000 healthcare providers in the United States and can be a useful tool for individuals who cannot afford to pay for their medical expenses upfront. While many people wonder if Amazon accepts CareCredit, unfortunately, the answer is no. In this article, we will explore the reasons why Amazon does not accept CareCredit and provide some alternative options for using your CareCredit card.
Why Doesn’t Amazon Accept CareCredit?
While Amazon sells a variety of health and wellness products, they do not accept CareCredit as a form of payment. While the company has not released a statement on why they do not accept CareCredit, it is likely because most of the products that they sell do not qualify for CareCredit. For example, while CareCredit can be used to purchase over-the-counter medications, hygiene products, and some medical supplies, it cannot be used for most Amazon products, which include books, electronics, and household items.
CareCredit Options
If you are looking to use your CareCredit card to make purchases, there are several alternative options that you can consider.
1. Rite Aid
Rite Aid is a popular drugstore chain that accepts CareCredit cards. However, it is important to note that you can only use your CareCredit card for qualifying purchases. If you want to buy products that are not eligible for CareCredit, you will need to purchase them in a separate transaction. Additionally, CareCredit cannot be used on the Rite Aid website and will only be accepted in-store.
2. Sam’s Club
Sam’s Club also accepts CareCredit cards. However, as with Rite Aid, you can only use your card for qualifying purchases. It is important to make sure that you are only buying eligible products when paying with a CareCredit card at Sam’s Club.
3. Walgreens
All Walgreens locations accept CareCredit cards. According to the CareCredit website, all items at Walgreens qualify for CareCredit except for lottery tickets, gift cards, alcohol, and tobacco. Similar to Rite Aid, only in-store transactions qualify, and the card cannot be used on the Walgreens website.
4. Walmart
Walmart is another option for using your CareCredit card. However, as with Rite Aid and Sam’s Club, you can only use your card for qualifying purchases. Additionally, you cannot use the card at Walmart’s gas station stores, and it cannot be used for purchases on Walmart’s website.
What Can You Buy With Your CareCredit Card?
When using your CareCredit card, it is important to make sure that you are only making qualifying purchases. Some of the more common purchases that can be made with a CareCredit card include
1. Baby Products
You can buy essential baby products with Care Credit, including baby formula, pediatric nutrition, nursing or feeding accessories, infant hygiene products, baby furniture, and car seats.
2. Hygiene Products
Care Credit can be used to purchase hygiene products such as hair care products, skin care products, and shaving products.
3. Hearing Support
Care Credit can be used to purchase hearing aids, batteries, hearing center services, and sound amplifiers.
4. Medications
Almost every type of over-the-counter medication can be paid for with Care Credit, including allergy medication, asthma medicine, cold and flu medication, and sleep aids.
5. Birth Control
Family planning products can be purchased with Care Credit.
6. Eye Care
Care Credit can be used to pay for eye care products and services, including contact lenses, contact solutions, eye drops, and eye exams.
7. Health Care
You can use Care Credit to pay for medical bills, including co-pays and deductibles.
What You Can’t Buy With Your Care Credit Card
Some of the items that you cannot buy with Care Credit include alcohol, tobacco, gift cards, lottery tickets, and money services. While many locations that accept Care Credit may sell these products, it’s important to make sure they are not in your cart when you check out.
Using Care Credit for Medical Payments
Care Credit can be a useful tool for paying off large medical bills, as certain transactions above $200 are eligible for payment plans without any additional interest. However, it’s important to keep in mind that there are severe penalties if you do not pay off the purchase within the agreed-upon period.
How to Save Money with Care Credit
While paying with Care Credit does not provide a discount at the time of purchase, it can save you money in the long run. Care Credit’s no-interest financing options can save you thousands of dollars in interest if you can pay the full amount within the promotional period. Additionally, the Care Credit Rewards Mastercard offers rewards for every purchase, it’s important to read the fine print and understand the terms and conditions before signing up.
In addition to the rewards program, the Care Credit Mastercard also offers other benefits such as extended warranty coverage and fraud protection.
Conclusion
CareCredit is a financing option that allows individuals to pay for healthcare expenses over time. While the card is accepted at over 250,000 healthcare providers in the United States, it is not accepted at Amazon. This is likely because most Amazon products do not qualify for CareCredit. However, there are alternative options for using the card, such as Rite Aid, Sam’s Club, Walgreens, and Walmart. It is important to only make qualifying purchases with the card, such as baby products, hygiene products, hearing support, medications, birth control, eye care, and medical bills. Non-qualifying purchases include alcohol, tobacco, gift cards, lottery tickets, and money services. CareCredit can save you money in the long run through its no-interest financing options, but it’s important to use it responsibly and understand the terms and conditions of the card.
